Welcome to Smith Volvo Cars Finance Department. There are many options available to get a car loan or lease and it can be confusing. At Smith, our focus is providing our customers with all the proper information, so car loans and leases are Easy to understand. With the right information you can make the best decision for you and your family based on current incentives and competitive interest rates and terms.

With over 30 years in San Luis Obispo Smith Volvo Cars has many long-standing relationships with banks and other lenders nationally and in the Central Coast community. And with a quality manufacturer like Volvo, there are often hard-to-beat Volvo incentives available too. So whether leasing or buying a new Volvo, please allow Smith Volvo Carsto make the process Easy!

Stop in today for more information on current incentives and specials to buy or lease your next Volvo, Certified Pre-owned Volvo or quality used car. If you would like to start the process online, simply complete our finance application. We will contact you with the information requested and/or set up a time to meet that's convenient for you. 

We are an easy commute from Santa Maria, Paso Robes or Arroyo Grande, located at 1219 Monterey St in San Luis Obispo. Call us at (888)-419-8320. And we have a great selection of XC60, S60, S60 Cross Country, XC90, XC90 Hybrid, V60, V60 Cross Country, XC70, and S90s to choose from!

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Your privacy is important to us.

Smith Volvo Cars takes your privacy seriously and does not rent or sell your personal information to third parties without your consent. Read our privacy policy.



  • Monday 8:30 AM - 6:30 PM
  • Tuesday 8:30 AM - 6:30 PM
  • Wednesday 8:30 AM - 6:30 PM
  • Thursday 8:30 AM - 6:30 PM
  • Friday 8:30 AM - 6:30 PM
  • Saturday 9:00 AM - 6:00 PM
  • Sunday Closed