Refinancing or trading in your current vehicle is a big decision to make. People have to battle with themselves over which option makes sense in their situation. There is no one-size-fits-all option, but you should know what you are getting into if you end up having to choose one of these two options.

Do you want to trade in the vehicle and make a deal with the dealership today? You can get out of the vehicle that you currently own and into something more upgraded, but you will leave money on the table to be sure.

On the other hand, are you perhaps interested in going with a refinancing deal that leaves you in the same vehicle but gets you a better loan term deal that may work well for you? That is also appealing to some people. Take the time to find a good lender in that scenario as they are hard to come by for that.

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